Here are some basic facts to consider. They may help you to make up your mind:

·  Putting your funeral wishes in your Will is NOT binding upon your executors – they do not have to carry out your wishes. 

·  Often, people just don’t know what their deceased relative wanted – usually because it’s natural to ‘put off’ talking about it.

·  The price of a funeral plan is in line with the cost of a funeral purchased today. Funeral costs, like everything else, will almost certainly continue to rise in the future. 

·  Savings in a Bank or Building Society or insurance is just a sum of money. Your executors are not obliged to spend it on your funeral and it may or may not be enough.

·  Your money for your funeral plan is safe. It is held in the Funeral Planning Trust with HSBC Trust Company (UK) Limited as custodian trustee. 

·  You may choose a funeral to suit your requirements across a range of prices, or you may pay by instalments if you prefer.